Workers Compensation Insurance in South Dakota (SD)

Small Business Coverage and Peace of Mind

While many may think of Mount Rushmore when they think of South Dakota, at EMPLOYERS we think of the business owners in cities such as Rapid City, Sioux Falls, and Huron. In such thriving communities, the growth of local business is part of the landscape of the state, shaping how industry and agriculture affect the state-wide economy. With the growth of local business, however, comes a growth in expectations, including the requirements for workers’ compensation insurance coverage.

What are the South Dakota Workers’ Compensation Requirements?

South Dakota law permits businesses to obtain workers’ compensation coverage by purchasing a policy from an insurance carrier. Employers that do not purchase a policy are required to prove that they are able to pay full benefits in the event of a work-related injury to an employee. Most South Dakota businesses choose to purchase a workers’ compensation policy rather than assume direct liability for workplace injuries.1

Benefits of Workers’ Compensation Insurance

It’s a good idea to have workers’ compensation insurance from a reputable carrier in order to provide protection for both your employees and your business in the event of a workplace accident or occupational disease. When choosing a carrier, look for a carrier that offers value added services such as:

Get Workers’ Compensation Insurance in South Dakota

At EMPLOYERS we believe in providing cost-effective workers’ compensation insurance and services designed to fit the needs of South Dakota businesses. Ask your agent for EMPLOYERS workers’ compensation insurance, or request a quote and we’ll connect you with a locally appointed agent today.

South Dakota Workmans’ Comp Coverage You Need

Interested in learning more about how EMPLOYERS can help your Alabama business? Get started now with workers’ compensation insurance from EMPLOYERS!

Thousands of small businesses trust EMPLOYERS for providing cost-effective workers’ compensation insurance for over a century. With our competitive pricing, financial stability and dependability, claims service, safety training and risk advisory programs, EMPLOYERS remains focused on keeping America’s small businesses not only working, but working safely.


1. South Dakota Department of Labor and Regulation https://dlr.sd.gov/workers_compensation/publications/wclawguide_brochure.pdf